21st Century Community Banking

Steady banking, built around your goals.

StateBank has spent over a decade helping families, small businesses and growing companies bank with clarity and confidence — no jargon, no surprises.

  • Personal banking
  • SME banking
  • Corporate banking
  • Personal loans
StateBank branch exterior
Our flagship branch, Cedar Falls, Iowa

Personal Banking

Everyday accounts designed around how you actually spend, save and send money.

SME Banking

Working capital and low-collateral financing to keep small businesses moving.

Corporate Banking

Payroll, receivables and treasury tools built for growing companies.

Personal Loans

Transparent rates and repayment plans sized to fit your life, not the other way round.

StateBank relationship manager at work

About Us

A bank that still remembers your name.

StateBank started with a small team who believed banking had gotten too impersonal. What began as a single branch savings counter has grown into a full-service bank — without losing the habit of picking up the phone when you call.

Today we combine dependable, well-regulated banking with the kind of modern tools you'd expect: mobile transfers, spend tracking and same-day support, all backed by people who know your account history, not just your account number.

Read Our Story

To give every customer — individual, small business or corporate — a safe, straightforward way to manage their money, backed by people who pick up the phone.

To be the bank communities turn to first, known as much for how we treat customers as for the products on our rate sheet.

Why Us

What sets StateBank apart

Multiple Payment Options

Cards, transfers and mobile payments all supported from one account.

Nationwide Coverage

Branch and partner-network access across the country, wherever business takes you.

Low Transaction Fees

Straightforward, published pricing with no fees hidden in fine print.

Secured Transactions

Modern encryption and fraud monitoring protect every transfer you make.

Strong Security

Layered account protections designed around real-world threats, not checkbox compliance.

24/7 Support

Our support desk is staffed around the clock, every day of the year.

Our Interest Rates

Rates that stay easy to explain

Personal
2%
MONTHLY INTEREST
Minimum deposit$1,500
Interval typeMonthly
Full interest term90 days
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Corporate
3%
MONTHLY INTEREST
Minimum deposit$10,000
Interval typeFixed
Full interest term90 days
Learn More

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Our Story

A brief history

StateBank was founded in 2011 by a small group of local bankers who saw too many individuals and small businesses underserved by larger institutions. They started with straightforward savings accounts and small-business loans in a single office.

As demand grew, so did our branch network. We began offering savings products, insurance and money transfers, followed by mobile banking so customers could reach us without visiting a branch.

In 2015, a growth investment let us expand into new markets while keeping the same relationship-first approach.

StateBank team at work

How We Work With You

Getting started is simple

1

Reach Out

Tell us a little about what you need — personal, business or corporate banking.

2

Meet Your Advisor

We match you with a relationship manager who knows your goals.

3

Tailor Your Plan

Together, we shape an account and product mix that fits your situation.

4

Bank With Confidence

Ongoing support keeps things running smoothly as your needs change.

What Our Clients Say

Trusted by people we know by name

“StateBank has been one of the best-performing banks I've worked with. Transfers are quick and the team actually answers the phone.”

Chloe Neil
Chloe NeilCustomer

“Great company with a real customer-service culture. Transactions clear faster than I expected.”

Kim Thompson
Kim ThompsonCustomer

“Switching my business account here was the easiest onboarding I've had with any bank.”

Kyle Waters
Kyle WatersCustomer

Frequently Asked Questions

Have a question?

What is StateBank?+

A full-service community bank offering personal, SME and corporate banking, along with loans and savings products.

What services do you offer?+

Personal and business accounts, loans, savings, and specialist financing across sectors like agriculture and real estate.

How do I open an account?+

Reach out through our contact page and an advisor will walk you through account options and requirements.

Can I have more than one account?+

Yes — many customers hold both personal and business accounts with us.

See All FAQs

Ready to talk banking?

Reach out and a StateBank advisor will get back to you within one business day.

Contact Us